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WASHINGTON · NURSING HOME

Nursing Home Costs in Washington (2026)

Independent guide to nursing home costs, Medicaid coverage, and how to pay for care in Washington.

State Average
$13,095/mo
+18.6% vs US avg
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Does Washington State Health Care Authority cover nursing home in Washington?

Yes

Washington State Health Care Authority covers nursing home care as an entitlement for eligible seniors — both facility costs and medical care services. The resident contributes most of their income above a small personal needs allowance toward the cost of care. Eligibility requires meeting both financial (income/asset) and functional (Nursing Home Level of Care) criteria.

See full Washington Medicaid eligibility & waiver guide arrow_forward

Quality Reality Check

Finding the right nursing home for a loved one in Washington can feel overwhelming, but understanding the landscape is the first step. Washington has 194 facilities with a total of 18,838 beds. When it comes to quality, the average rating for nursing homes across Washington is 3.2 out of 5 stars. Looking closer at the star ratings, 27 facilities received a 1-star rating and 38 facilities received a 2-star rating, meaning about 34.5% of Washington's nursing homes are rated as "below average" or "much below average" by CMS. This means you’ll need to be especially diligent in your search. On average, residents in Washington nursing homes receive 0.88 registered nurse (RN) hours per resident per day, a key indicator of direct care. Families should carefully review staffing levels and health inspection results, as these directly impact the quality of daily care. Look out for consistent low ratings, particularly in health inspections or staffing, which can signal potential issues with resident safety and overall care quality.

Will Medicaid Cover It?

The cost of nursing home care in Washington is substantial, with a semi-private room averaging $13,095/mo and a private room at $14,255/mo. Fortunately, Washington's Medicaid program, known as Apple Health, can provide essential coverage for eligible seniors. To qualify for nursing home Medicaid in 2026, a single applicant generally needs to be 65 or older, a U.S. citizen, a Washington resident, have a monthly income under $2,982, and countable assets under $2,000. If your parent's income is higher, Washington has a "Medically Needy Pathway" allowing them to "spend down" their excess income on medical expenses until they meet the $994 per month Medically Needy Income Limit. For assets, strategic "spend-down" options exist, like paying off debt, upgrading an exempt vehicle, or prepaying funeral expenses, but these must be handled carefully to avoid violating the 5-year look-back rule. The application process involves a financial review and a personal care needs assessment to confirm the need for nursing facility level of care. You can apply online through Washington Connections or wahealthplanfinder.org, or by mail or in person at a local Home and Community Services (HCS) office.

Finding the Right Facility

Medicare’s Care Compare tool is an invaluable resource for researching Washington facilities, providing detailed star ratings for health inspections, staffing, and quality measures. While no widespread regional availability issues are explicitly reported, it's wise to be aware that not all Washington nursing homes accept Medicaid, and those that do may have limited openings. When reviewing a facility's inspection report, typically available through the Washington State Department of Health, pay close attention to the "citations" or "deficiencies" found. These reports detail issues from cleanliness to medication management and staff qualifications. Look for the severity and scope ratings of deficiencies; those labeled L, K, or J are the most serious, indicating immediate jeopardy to resident health and safety. A plan of correction should also be outlined for any identified issues.

Last updated: April 23, 2026. Sources: Genworth 2024 Cost of Care Survey, CMS Nursing Home Compare, Washington State Health Care Authority.

Last updated: May 3, 2026. Sources: Genworth 2024 Cost of Care Survey, CMS Nursing Home Compare, Washington State Health Care Authority.

Last updated: May 3, 2026. Sources: Genworth 2024 Cost of Care Survey, CMS Nursing Home Compare, Washington State Health Care Authority.

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