Elder Care Index Browse All States
local_hospital
UTAH · NURSING HOME

Nursing Home Costs in Utah (2026)

Independent guide to nursing home costs, Medicaid coverage, and how to pay for care in Utah.

State Average
$8,616/mo
-22.0% vs US avg
volunteer_activism

Does Utah Department of Health & Human Services cover nursing home in Utah?

Yes

Utah Department of Health & Human Services covers nursing home care as an entitlement for eligible seniors — both facility costs and medical care services. The resident contributes most of their income above a small personal needs allowance toward the cost of care. Eligibility requires meeting both financial (income/asset) and functional (Nursing Home Level of Care) criteria.

See full Utah Medicaid eligibility & waiver guide arrow_forward

Quality Reality Check

When seeking a nursing home for your loved one in Utah, it's essential to understand the quality landscape. Utah has 97 facilities with a total of 8,381 beds. Looking at the star ratings from the Centers for Medicare & Medicaid Services (CMS), 25 facilities are rated 5-star, and 23 are 4-star. However, a significant portion falls into lower categories: 18 facilities are 3-star, 20 facilities are 2-star, and 10 facilities receive a 1-star rating. This means about 31% of Utah nursing homes are rated as 1 or 2 stars, considered poorly performing. This percentage is comparable to the national average, where more than one-third of nursing homes have low ratings. The average rating across Utah facilities is 3.3 out of 5. Families should also pay close attention to staffing levels; the average Registered Nurse (RN) hours per resident per day in Utah is 1.19. While this meets the new federal minimum for RNs, it's crucial to remember that higher staffing generally correlates with better care. When reviewing facilities, prioritize those with consistent 4 or 5-star ratings and inquire about their specific RN-to-resident ratios.

Will Medicaid Cover It?

Navigating Medicaid for nursing home care in Utah can feel overwhelming, but it's a vital resource. For 2026, a single applicant for Utah Nursing Home Medicaid generally has no income limit, but almost all income must go towards care costs, and countable assets must be under $2,000. If both spouses are applying, their combined countable assets must be under $4,000. If only one spouse applies, the applicant's asset limit remains $2,000, while the non-applicant spouse may keep up to $162,660 through the Community Spouse Resource Allowance. To qualify, your loved one must also require a "Nursing Home Level of Care". If income exceeds the limit, Utah offers a "Medically Needy Pathway" or "Spenddown Program". This works like an insurance deductible: you pay medical expenses, including nursing home costs, until you meet your monthly spend-down amount (e.g., $1,330/month for a single applicant in 2026-2027). Once met, Medicaid covers the remaining costs for that month. The application process is managed by the Utah Department of Health & Human Services, with eligibility determined by the Department of Workforce Services (DWS). You'll typically have 30 days to meet your spend-down once notified.

Finding the Right Facility

Finding the perfect nursing home means doing your homework. Start with Medicare's Care Compare tool, an invaluable resource for comparing Utah facilities based on overall star ratings, health inspections, staffing, and quality measures. While the search results didn't pinpoint specific regions with availability issues across Utah, contacting the local Ombudsman through the Mountainland Association of Governments (MAG) can provide unbiased information on long-term care options in Summit, Utah, and Wasatch counties, helping narrow your search based on specific needs. When reviewing inspection reports, which are publicly available, look beyond the surface. Pay close attention to recurring deficiencies, as these suggest persistent problems. Serious violations, especially those marked with J, K, or L, indicate "immediate jeopardy" or widespread harm to residents and are major red flags. Scrutinize areas like safety, sanitation, staffing adequacy, medication management, and fire safety. Also, note how quickly a facility addresses and corrects identified issues, as prompt action often reflects a stronger commitment to resident care. Tools like ProPublica's "Nursing Home Inspect" can also help you delve into detailed inspection histories.

Last updated: April 23, 2026. Sources: Genworth 2024 Cost of Care Survey, CMS Nursing Home Compare, Utah Department of Health & Human Services.

Last updated: May 3, 2026. Sources: Genworth 2024 Cost of Care Survey, CMS Nursing Home Compare, Utah Department of Health & Human Services.

Last updated: May 3, 2026. Sources: Genworth 2024 Cost of Care Survey, CMS Nursing Home Compare, Utah Department of Health & Human Services.

TOPICAL GUIDES — HOW MEDICAID WORKS

EXPLORE UTAH