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STATE PROFILE • Last updated: November 11, 2026

North Dakota Elder Care & Medicaid

North Dakota's senior Medicaid landscape offers home and community-based services through its Aged and Disabled Waiver, alongside traditional nursing home coverage, with specific income and asset limits.

leaderboard RANKED #15
GRADE B
FEATURED

Medicaid Coverage Guide for North Dakota

Full breakdown of SPED (Service Payments for Elderly & Disabled) for seniors: waiver programs, nursing home eligibility, income and asset limits, spend-down rules, and how to apply.

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Program
SPED (Service Payments for Elderly & Disabled)
Income cap
No cap
Medically-needy
Yes

Elder Care Index Report Card

5-pillar composite scoring vs other states

B Grade
AFFORDABILITY GRADE A · 98
QUALITY GRADE D · 39
STAFFING GRADE B · 51
ACCESS GRADE A · 66
MEDICAID SUPPORT GRADE F · 9

Composite score: 62.8 / 100 (50 = average state)

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North Dakota state capitol

North Dakota At a Glance

Nursing Home Facilities
72
Senior Medicaid Waivers
1
National Rank
#15 / 51
Range #9–#24 when the pillar weights shift

Senior Care Costs in North Dakota

holiday_village

Assisted Living

$3,391/mo
-26.1% vs national avg
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local_hospital

Nursing Home

$9,148/mo
-17.1% vs national avg
  • 72 nursing homes · 4,957 beds
  • Avg CMS rating 3.15★ (17 rated 5★, 14 rated 1★)
  • 4.41 nurse hrs/resident/day (0.93 RN)
Source: CMS Nursing Home Compare
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psychology

Memory Care

$4,239/mo
-26.1% vs national avg
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home_health

Home Health Aide

$27/hr
  • Median aide wage $18.80/hr
  • ~7,090 aides employed statewide
Source: BLS OEWS
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Nearby States

TOPICAL GUIDES — HOW MEDICAID WORKS

EXPLORE NORTH DAKOTA