STATE PROFILE • Last updated: April 23, 2026
New Jersey Elder Care & Medicaid
New Jersey's Managed Long Term Services & Supports (MLTSS) program provides comprehensive home and community-based care for seniors requiring a nursing home level of care, utilizing Miller Trusts for income over the cap.
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RANKED #50
GRADE F
FEATURED
Medicaid Coverage Guide for New Jersey
Full breakdown of MLTSS (Managed Long-Term Services & Supports) for seniors: waiver programs, nursing home eligibility, income and asset limits, spend-down rules, and how to apply.
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Program
MLTSS (Managed Long-Term Services & Supports)
Income cap
$2,982/mo
Medically-needy
No
Elder Care Index Report Card
5-pillar composite scoring vs other states
F
Grade
AFFORDABILITY
MODERATE
QUALITY
MODERATE
STAFFING
CRITICAL
ACCESS
CRITICAL
MEDICAID SUPPORT
STRONG
Composite score: 44.3 / 100
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New Jersey At a Glance
Nursing Home Facilities
348
Senior Medicaid Waivers
1
National Rank
#50 / 51
Senior Care Costs in New Jersey
holiday_village
Assisted Living
$6,495/mo
+41.5% vs national avg
local_hospital
Nursing Home
$12,751/mo
+15.5% vs national avg
- 348 nursing homes · 50,940 beds
- Avg CMS rating 3.3★ (83 rated 5★, 36 rated 1★)
- 3.86 nurse hrs/resident/day (0.69 RN)
Source: CMS Nursing Home Compare
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Memory Care
$8,119/mo
+41.5% vs national avg
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Home Health Aide
$31/hr
+14.8% vs national avg
- Median aide wage $17.83/hr
- ~105,460 aides employed statewide
Source: BLS OEWS