Elder Care Index Browse All States
STATE PROFILE • Last updated: November 11, 2026

New Jersey Elder Care & Medicaid

New Jersey's Managed Long Term Services & Supports (MLTSS) program provides comprehensive home and community-based care for seniors requiring a nursing home level of care, utilizing Miller Trusts for income over the cap.

leaderboard RANKED #33
GRADE C
FEATURED

Medicaid Coverage Guide for New Jersey

Full breakdown of MLTSS (Managed Long-Term Services & Supports) for seniors: waiver programs, nursing home eligibility, income and asset limits, spend-down rules, and how to apply.

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Program
MLTSS (Managed Long-Term Services & Supports)
Income cap
$2,982/mo
Medically-needy
No

Elder Care Index Report Card

5-pillar composite scoring vs other states

C Grade
AFFORDABILITY GRADE D · 41
QUALITY GRADE C · 48
STAFFING GRADE C · 42
ACCESS GRADE C · 44
MEDICAID SUPPORT GRADE C · 25

CMS rates this state's 2023 home-care spending data as unreliable, so that input is scored at the national average.

Composite score: 44.8 / 100 (50 = average state)

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New Jersey state capitol

New Jersey At a Glance

Nursing Home Facilities
348
Senior Medicaid Waivers
1
National Rank
#33 / 51
Range #30–#35 when the pillar weights shift

Senior Care Costs in New Jersey

holiday_village

Assisted Living

$6,495/mo
+41.5% vs national avg
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local_hospital

Nursing Home

$12,751/mo
+15.5% vs national avg
  • 348 nursing homes · 50,940 beds
  • Avg CMS rating 3.3★ (83 rated 5★, 36 rated 1★)
  • 3.86 nurse hrs/resident/day (0.69 RN)
Source: CMS Nursing Home Compare
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psychology

Memory Care

$8,119/mo
+41.5% vs national avg
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home_health

Home Health Aide

$31/hr
+14.8% vs national avg
  • Median aide wage $17.83/hr
  • ~105,460 aides employed statewide
Source: BLS OEWS
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Nearby States

TOPICAL GUIDES — HOW MEDICAID WORKS

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