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NEBRASKA · NURSING HOME

Nursing Home Costs in Nebraska (2026)

Independent guide to nursing home costs, Medicaid coverage, and how to pay for care in Nebraska.

State Average
$8,631/mo
-21.8% vs US avg
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Does Nebraska Department of Health & Human Services (DHHS) cover nursing home in Nebraska?

Yes

Nebraska Department of Health & Human Services (DHHS) covers nursing home care as an entitlement for eligible seniors — both facility costs and medical care services. The resident contributes most of their income above a small personal needs allowance toward the cost of care. Eligibility requires meeting both financial (income/asset) and functional (Nursing Home Level of Care) criteria.

See full Nebraska Medicaid eligibility & waiver guide arrow_forward

Quality Reality Check

It's tough to face the facts about nursing home quality, but you deserve to know what to expect in Nebraska. Out of the 179 facilities here, nearly 44% (78 homes) are rated 1 or 2 stars by CMS, indicating below-average quality. Nebraska's average overall rating of 2.9 out of 5 stars is on par with the national average. Nebraska nursing homes average 0.71 RN hours per resident per day, slightly above the 2019 national average of 0.68 RN hours but below the 0.75 RN hours recommended to prevent harm. Watch out for repeated citations regarding accident hazards, inadequate supervision, or insufficient staffing. Families have also encountered issues with unmet nutritional needs, poor infection prevention, and substandard care for conditions like ulcers.

Will Medicaid Cover It?

Navigating Medicaid can feel overwhelming, but it's vital for covering nursing home costs in Nebraska, which average $8,631/month for a semi-private room and $10,339/month for a private room. For a single person in 2026, eligibility generally requires monthly income under $1,330 and countable assets under $4,000. A Nursing Home Level of Care is also required. If income is too high, Nebraska offers a "Medically Needy Pathway" or "Share of Cost" program where you can spend down excess income on medical bills until you reach your monthly "share of cost," which is $392 for an individual in 2026. Assets over the limit can be spent down on approved expenses like home modifications, but be mindful of the 60-month look-back rule. Apply for Nebraska Medicaid online via iServe Nebraska, by calling 855-632-7633, or in person at a local DHHS office.

Finding the Right Facility

To start your search for a Nebraska nursing home, Medicare's Care Compare tool is an excellent resource, providing 1 to 5-star ratings for health inspections, staffing, and quality measures. Be aware that finding a bed can be challenging; fifteen Nebraska counties currently lack any nursing home, and 16 nursing homes have closed in the past four years. This has resulted in rural areas losing 753 beds, with services increasingly concentrated in metropolitan counties. Staffing shortages, particularly for Registered Nurses, are a significant concern, with an estimated 800 RNs needed in Nebraska nursing homes by 2025. When reviewing an inspection report, pay close attention to findings on cleanliness, safety, medication management, staff qualifications, and whether individual care plans are followed. Look for deficiencies related to accident prevention, infection control, or issues with resident rights and potential abuse allegations. Nebraska's Department of Health and Human Services conducts these annual surveys.

Last updated: April 23, 2026. Sources: Genworth 2024 Cost of Care Survey, CMS Nursing Home Compare, Nebraska Department of Health & Human Services (DHHS).

Last updated: May 3, 2026. Sources: Genworth 2024 Cost of Care Survey, CMS Nursing Home Compare, Nebraska Department of Health & Human Services (DHHS).

Last updated: May 3, 2026. Sources: Genworth 2024 Cost of Care Survey, CMS Nursing Home Compare, Nebraska Department of Health & Human Services (DHHS).

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